The Academic Bank of Credits (ABC) is an initiative of the Ministry of Education, aligned with the National Education Policy (NEP) 2020, that is revolutionising India's education landscape.  The ABC serves as a virtual platform to manage the academic credits earned by students across the University Grants Commission (UGC)-recognized Higher Education Institutions (HEIs) in India. It allows students to accumulate, transfer, and redeem credits across institutions and programs, providing the flexibility to personalise their educational journey.